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Mortgages & Loans Online : Loans

Home Owner Loans

Home improvements such as loft extensions, conservatories; personal spending on holidays, cars, boats; debt consolidation to pay off your credit cards and overdraft etc, to reduce your monthly outgoings... you may use your home owner loan for whatever purpose you choose... as long as it's legal!

A home owner loan is a loan that is secured against your UK property in the same way as your mortgage.

It is sometimes referred to as a secured loan, second mortgage or a second charge, because in the unlikely event of your defaulting on the loan, the lenders are repaid only after your original mortgage has been repaid to the original lender, who has first charge rights.

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Bridging Loans | Home Owner Loans | Secured Loans




















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About | Related Sites | Contact Us | Mortgages | Loans | Mortgage Calculator Image: Line THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON
YOUR MORTGAGE

The overall cost for comparison is 12% APR for a Secured Loan. The overall cost for comparison is 7% APR For a Mortgage or Remortgage. An administration fee may be charged. The precise amount will depend upon your circumstances. For secured personal loans the fee is up to 10% (max £3000) of the loan amount. For mortgages and remortgages the fee is up to 4% (max £3500) of the loan amount. The actual rate available will depend upon your circumstances. Ask for a personalised illustration. APR Variable and based on a usual case. All loans and mortgages subject to status and available to UK residents aged 18 or over.